Your request, in front of lenders

Borrow What You Actually Need

One short form. We pass your request to lenders and lending partners in our network, and they take it from there. There is no cost to you.

Plain form, plain answersCosts you nothingLook before you commit

What is the loan for?

Pick the closest option and we will connect you with lenders.

One protected request

You fill in one short form. Your details travel over a secure connection, not out in the open.

No cost to compare

Using our service is free. We are paid by the lenders in our network, never by you.

Built to be quick

The request is short by design. Answer a few questions and let the network do the legwork.

No obligation

Nothing is binding until you review a lender's terms and choose to sign. Walk away any time.

How it works

Your part, and then the lender's

You tell us the purpose, we pass the request to lenders, and a lender replies to you.

Answer one question

What you need the funds for, and how a lender can reach you. No cost to fill it in.

Your request goes out

It reaches the lenders and lending partners in our network whose products fit the purpose you gave.

You deal with the lender

The lender reviews your application and sets the terms, and you compare what you are offered. Nothing binds you until you sign.

Two people reviewing loan options together

What it's for

What people use a personal loan for

These are the reasons people give most often. Yours does not have to appear on the list.

Simplifying what you owe

Several balances become one payment on one schedule. The lender's terms decide whether it is worth doing.

Fixing or upgrading

Renovation and repair work, without touching the equity in your home.

Vehicle costs

An unexpected repair, or a private purchase an auto lender will not cover.

Worth saying plainly

We connect you with lenders. We are not a lender.

Your rate, your term and your payment come from the lender after it reviews your application. They follow the lender's own criteria and the state you live in.

Use the form to start, read what a lender sends you, and decide from there.

Questions

Plain answers

Is Provost Harbor a lender?

No. Provost Harbor is a comparison and referral service. We don't lend money, we don't approve or deny applications, and we don't set rates or terms. We connect you with lenders and lending partners who do.

What rate will I get?

We can't tell you, and we won't pretend to. Rates and terms are set by the lender after they review your application, and they depend on your credit profile, your income, your state, the amount, and that lender's own criteria. Anyone quoting you a number before you apply is estimating.

What does it cost to use?

Nothing. We're paid by the lenders and partners in our network when we refer a customer. That's also why we can't claim to show you every lender in the market. We work with the ones we work with.

Am I obligated to take anything?

No. Nothing is binding until you review a lender's final terms and sign their loan agreement. You can walk away at any point before that.

What happens to my information?

We share what you submit with lenders and lending partners so they can evaluate your request and contact you. We don't sell it for purposes unrelated to your inquiry. The full detail is in our Privacy Policy.

Who will contact me?

Provost Harbor, and the lenders or lending partners we connect you with. You can opt out of our marketing at any time through the unsubscribe link in any email, or by emailing optout@provostharbor.com.

Important disclosures

Provost Harbor · 333 W. Bethalto Dr #104, Bethalto, Illinois 62010

Provost Harbor is not a lender, bank, credit union, or loan broker and does not make credit decisions or issue loans. We operate a comparison and referral service that connects consumers with third-party lenders and lending partners. We do not guarantee that you will be approved, that you will receive any particular rate, term, or loan amount, or that any lender will contact you.

We do not quote rates, terms, payments, or loan amounts. Nothing on this site is an offer of credit, a pre-approval, or a commitment to lend. All terms are determined solely by the lender after it reviews and underwrites your application, and they vary by lender, by applicant, and by state. Not all products are available in all states, and some lenders charge origination or other fees.

Applying with a lender may involve a credit inquiry, which can affect your credit score; the lender will disclose this to you. Late or missed payments may result in additional fees and can negatively affect your credit. Consolidating debt into a longer-term loan may lower a monthly payment while increasing the total amount repaid over the life of the loan.

We are compensated by lenders and partners in our network when we refer a customer. This compensation may influence which products appear and the order in which they appear. We do not represent every lender or loan product available in the market. Provost Harbor does not provide financial, legal, tax, or credit-repair advice; consider speaking with a qualified professional about your situation.